The 2-Step Rule That Stops Most Payment Fraud
One simple process can eliminate the single biggest vulnerability in your financial operations.
Most fraud doesn’t require hacking.
It requires one thing:
A single unchecked action.
The Tactic: Two-Step Verification for Money Movement
Anytime money moves:
One person initiates
A second person verifies
No exceptions.
Why This Works
It breaks the fraud chain.
Most scams rely on:
Speed
Isolation
Lack of oversight
Adding one more human step destroys all three.
Where to Apply It
Vendor payments
Wire transfers
Refund processing
Payroll changes
Bonus Layer
Add channel separation:
Request comes via email
Verification happens via phone
The Real Lesson
You don’t need complex systems.
You need friction in the right places.
CTA:
Follow Inkplots for practical fraud prevention that actually fits your day-to-day.
Sources:
Committee of Sponsoring Organizations of the Treadway Commission – Internal Control Framework
→ https://www.coso.orgAssociation of Certified Fraud Examiners – Occupational Fraud Report
→ https://www.acfe.com/fraud-resources/report-to-the-nations